Financing & Insurance

At Wiltshire Family Dental, we provide personalized and comprehensive dental care at affordable rates for our patients. We do our best to ensure that we communicate any financial charges before your appointment.

Explore the details below about our Direct Insurance Billing services and Flexible Payment Options. If your preferred method is not listed, kindly contact our office and we can discuss how we can best accommodate you.

Direct Insurance Billing

We are committed to assisting you in maximizing your dental insurance benefits. Our office will bill your insurance provider directly. Kindly bring your insurance information to your appointment for prompt reimbursement processing.

Please be aware that disparities may arise between our fees and your insurance policy’s payment policy and fee guide year. Familiarizing yourself with your insurance policy, including coverage details and limitations, is advised.

We also accept payment through:

  • Visa
  • MasterCard
  • Interac Debit
  • Cash
  • Personal Cheque, Certified Cheque or Money Order

Flexible Payment Options

At Wiltshire Family Dental, we recognize that the expense associated with dental treatment can often discourage individuals from seeking assistance. That is why we have the following flexible payment options for you.
Lendcare
In-Office Payment Plan

Lendcare

We have partnered with Lendcare to offer you a convenient, more flexible payment option.
Lendcare offers easy financing with a quick and simple online application, terms of up to five years, and flexible payment options (either bi-weekly or monthly).

How Can I Get Pre Approved?

Complete the Application

Choose from loan categories below and apply online

Get an Instant Decision

You get quick approval decision

Move forward

Make your purchase or book your appointment

Apply now

Lendcare FAQs

How do my loan payments work with LendCare?
You make scheduled payments over a set period of time to pay back the money loaned to you. Interest accrues at a fixed rate daily. If you are approved for a payment plan, your repayment schedule will be determined within the terms of the loan agreement. You will make your loan principal and interest payments in scheduled installments over the approved length of time.
How do I make changes to my payment plan?
If you need to change and/or update your bank account information, payment amount, or payment due date, please contact LendCare or our clinic directly.
Do you offer personal loans? Can I apply for one?
Currently, we do not offer direct personal loans. Our personal loans are only offered to select individuals who receive a special invitation from us to apply. If you have not received a verified text or email link from LendCare, you do not qualify for a personal loan.
Can I pay off my loan early?
Yes! You can make additional payments at any time – and pay off your loan early with no prepayment penalty or fees.
Can I make extra payments on my loan?
Yes! You can make additional payments at any time to reduce the principal balance and accelerate your loan repayment.
How do I access my loan information/check my balance?
For access to payment plan statements, balance letters, payout letters, and release letters, please contact LendCare or our clinic directly.
What treatments and procedures can I finance using LendCare healthcare loans?
LendCare finances a host of dental procedures, like implants and veneers. Do not hesitate to contact our team for a complete list or to see if a specific treatment qualifies for financing.
How much are the Healthcare loans?
Healthcare loans range from $500 to a maximum of $15,000, with amortization between 12-60 months and interest rates between 14.99% – 29.9%. The amortization and interest rate depend on an applicant’s current financial state.
How does the process work?
After approval and completion of ID verification and payment details, one of our Healthcare Specialists will contact you. From there, you can schedule your treatment, and—once completed—Lendcare will pay our clinic directly.
Are there any upfront or monthly fees required with this program?
Lendcare’s Healthcare Financing program has no upfront fees due. There is a one-time administration fee; however, that gets added to your loan amount.
Dentist in Sarnia

Wiltshire Family Dental

3-Month In-Office Payment Plan

Our in-office payment plan offers 0% interest, with a 50% down payment on your first appointment, and the remaining 50% will be split over three months. Terms and conditions apply. Feel free to contact our office to learn more about this payment option.

We have also partnered with Lendcare to offer you a convenient, more flexible payment option.

Lendcare offers easy financing with a quick and simple online application, terms of up to five years, and flexible payment options (either bi-weekly or monthly).

Address

914 Murphy Road, Unit 10 Sarnia ON

See Map

Phone

519-704-0336

Email

[email protected]

Hours

Monday: 9:00am – 5:00pm
Tuesday: 9:00am – 7:00pm
Wednesday: 9:00am – 7:00pm
Thursday: 9:00am – 5:00pm
Friday: 9:00am – 3:00pm
Saturdays: 8:00am to 5:00pm

Get In Touch With Us

    Dentist Sarnia

    519-704-0336

    [email protected]

    Address

    914 Murphy Road, Unit 10
    Sarnia ON

    Hours

    Monday: 9:00am - 5:00pm

    Tuesday: 9:00am - 7:00pm

    Wednesday: 9:00am - 7:00pm

    Thursday: 9:00am - 5:00pm

    Friday: 9:00am - 3:00pm

    Some Saturdays: Available

    Have a Question?